Real Estate Math

A Nebraska investor purchases a property for $450,000 with a 30% down payment. The loan-to-value ratio is:

A30%
B55%
C70%✓ Correct
D80%

Explanation

LTV = Loan Amount ÷ Property Value. Loan = $450,000 × (1 − 30%) = $450,000 × 70% = $315,000. LTV = $315,000 ÷ $450,000 = 70%.

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