Fair Housing

What is the 'Mrs. Murphy' exemption under the federal Fair Housing Act?

AAn exemption for all female landlords in Nevada
BAn exemption allowing owner-occupants of housing with four or fewer units to discriminate in selecting tenants, provided they do not use discriminatory advertising or a real estate broker✓ Correct
CAn exemption for religious organizations operating senior housing
DAn exemption for landlords named Murphy from fair housing rules

Explanation

The 'Mrs. Murphy' exemption applies to small, owner-occupied dwellings (1-4 units). Under the federal Fair Housing Act, an owner who occupies one unit of a 1-4 unit property may choose tenants based on personal preference — without a real estate agent and without discriminatory advertising. However, this exemption does NOT apply under Nevada state law, which provides broader protections. Nevada agents must understand both federal and state law.

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