Property Ownership

What is an 'all-inclusive trust deed' (AITD) in Nevada and when is it used?

AA trust deed covering all the seller's properties
BA form of seller financing (wraparound deed of trust) where the new loan wraps around and includes the existing first mortgage balance — used when the buyer cannot qualify for conventional financing✓ Correct
CA trust deed approved by all parties without conditions
DAn NRED-mandated trust deed for complex transactions

Explanation

An AITD (also called a wraparound or wrap) is a seller-financing tool where the seller creates a new, larger note and deed of trust that includes the existing first mortgage balance plus additional seller financing. The buyer pays the seller; the seller pays the underlying first mortgage.

Related Nevada Property Ownership Questions

Practice More Nevada Real Estate Questions

1,500+ questions covering all exam topics. Start free — no signup required.

Take the Free Nevada Quiz →