Fair Housing
A NH real estate agent who uses race or ethnicity as even a partial factor in deciding which properties to show a buyer is:
AExercising professional judgment about neighborhood fit
BEngaging in steering, which violates the Fair Housing Act✓ Correct
CProtecting the buyer's interests by finding the most comfortable neighborhood
DPermitted if the buyer implicitly prefers certain neighborhoods
Explanation
Using race or ethnicity as any factor in selecting which properties to show a buyer constitutes illegal steering. It is irrelevant whether the buyer 'seems to prefer' certain neighborhoods—agents must show all properties that meet the buyer's stated search criteria regardless of neighborhood demographics.
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Key Terms to Know
Steering
An illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.
Fair Housing ActFederal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.
RedliningAn illegal practice where lenders or insurers deny services or charge higher rates in certain neighborhoods based on the racial or ethnic composition of those areas.
Comparable Sales (Comps)Recently sold properties similar in size, condition, and location used by appraisers and agents to estimate a property's market value.
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