Property Ownership

In New Hampshire, a 'declaration of homestead' provides:

AExemption from all property taxes
BProtection of a portion of home equity from certain creditors under NH homestead laws✓ Correct
CTitle insurance equivalent to an owner's policy
DAutomatic protection from any forced sale

Explanation

NH RSA 480 provides homeowners with a homestead right—protection of a specified amount of home equity from execution by certain creditors. This does not protect against mortgage foreclosure, property tax liens, or mechanic's liens, but does protect against certain judgment creditors from forcing a home sale.

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