Fair Housing
A NJ broker who advertises only in publications that reach one demographic group, deliberately excluding other groups, may be found to have engaged in:
ASmart marketing
BDiscriminatory selective advertising in violation of the FHA and NJ LAD✓ Correct
CPermissible business practice
DA technical RESPA violation only
Explanation
Selective advertising that targets only certain groups and avoids others based on race, religion, or other protected characteristics violates fair housing laws by signaling preferences and limiting access to housing for excluded groups.
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- The federal Fair Housing Act prohibits discrimination based on which protected classes?Fair Housing
- Which of the following advertising practices violates the Fair Housing Act?Fair Housing
- New Jersey's Law Against Discrimination (NJLAD) provides housing protections that are broader than the federal Fair Housing Act. Which of the following is a protected class under NJLAD but NOT the federal FHA?Fair Housing
- New Jersey's Law Against Discrimination (LAD) adds which protected class NOT covered by the federal Fair Housing Act?Fair Housing
Key Terms to Know
Fair Housing Act
Federal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.
SteeringAn illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.
BlockbustingAn illegal practice of inducing homeowners to sell by claiming that the entry of minority groups will lower property values.
RedliningAn illegal practice where lenders or insurers deny services or charge higher rates in certain neighborhoods based on the racial or ethnic composition of those areas.
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