New Jersey License Law

A NJ licensee who receives a gift card from a buyer's lender for a referral is:

APermitted as long as it is disclosed
BPotentially violating RESPA's anti-kickback provisions✓ Correct
CEncouraged if the lender is reputable
DOnly a violation if the gift exceeds $100

Explanation

RESPA Section 8 prohibits kickbacks or referral fees between settlement service providers; receiving gifts or compensation for referring buyers to a specific lender is a federal violation.

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