Fair Housing
In New Jersey, 'redlining' refers to the practice of:
ADrawing property boundary lines in red ink on surveys
BDenying or limiting mortgage loans, insurance, or other financial services in certain geographic areas based on race or other protected characteristics✓ Correct
CRequiring higher down payments for investment properties
DMarking hazardous areas on maps
Explanation
Redlining is the discriminatory practice of refusing to provide financial services (mortgages, insurance) or charging higher rates in neighborhoods based on their racial or ethnic composition. It is illegal under the federal Fair Housing Act, ECOA, and NJ LAD.
Related New Jersey Fair Housing Questions
- NJ's 'source of lawful income' protection under the LAD was specifically aimed at preventing landlords from discriminating against applicants because they:
- A NJ property manager who imposes different lease terms for tenants with children (e.g., requiring them to live only on the ground floor) is most likely violating:
- In NJ, 'source of lawful income' protections under the LAD apply to ALL of the following EXCEPT:
- A complaint under the federal Fair Housing Act must be filed with HUD within:
- In NJ, the protected class of 'domestic partnership status' under the LAD means a landlord cannot discriminate against:
- A NJ broker who refuses to accept a listing because the seller's home is in a majority-minority neighborhood (claiming the home 'won't sell') is guilty of:
- A NJ landlord who refuses to allow a tenant with PTSD to have an emotional support animal despite the tenant providing a healthcare provider letter is potentially:
- A NJ housing provider must make a reasonable accommodation for a person with a disability even if it requires a change in:
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