Fair Housing
Which of the following is an example of steering under federal and NJ fair housing laws?
ARefusing to show a property due to mold contamination
BDirecting buyers of a particular religion toward or away from certain neighborhoods✓ Correct
CRequiring a minimum income for all applicants equally
DCharging the same security deposit to all tenants
Explanation
Steering is the illegal practice of directing buyers or renters toward or away from particular neighborhoods based on a protected characteristic such as religion, race, national origin, or familial status.
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- New Jersey's Law Against Discrimination (LAD) prohibits housing discrimination based on which characteristic NOT covered by the original federal Fair Housing Act?Fair Housing
- New Jersey's Law Against Discrimination (NJLAD) provides housing protections that are broader than the federal Fair Housing Act. Which of the following is a protected class under NJLAD but NOT the federal FHA?Fair Housing
Key Terms to Know
Steering
An illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.
Fair Housing ActFederal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.
RedliningAn illegal practice where lenders or insurers deny services or charge higher rates in certain neighborhoods based on the racial or ethnic composition of those areas.
BlockbustingAn illegal practice of inducing homeowners to sell by claiming that the entry of minority groups will lower property values.
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