Contracts

What distinguishes a land contract (installment sale contract) from a traditional mortgage sale in NJ?

AThe buyer receives the deed immediately at signing
BThe seller retains legal title until the buyer completes all installment payments✓ Correct
CNo interest is charged in a land contract
DLand contracts require NJREC approval

Explanation

In a land contract (also called a contract for deed), the seller retains legal title while the buyer receives equitable title and possession. The deed transfers only after all payments are made.

Related New Jersey Contracts Questions

Practice More New Jersey Real Estate Questions

1,500+ questions covering all exam topics. Start free — no signup required.

Take the Free New Jersey Quiz →