Contracts

In New Mexico, a 'financing contingency' deadline in a purchase contract means:

AThe buyer has that many days to find cash to pay
BThe buyer must obtain loan commitment by the specified date or the contingency may lapse✓ Correct
CThe seller has that many days to accept the offer
DThe lender must fund the loan on that date

Explanation

A financing contingency requires the buyer to obtain loan commitment (not just approval) by the specified deadline. If they cannot secure financing, they may void the contract and receive their earnest money back.

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