Environmental

A '100-year flood plain' designation by FEMA means:

AThe area floods every 100 years
BThere is a 1% chance of flooding in any given year✓ Correct
CThe last major flood occurred 100 years ago
DThe property is guaranteed to flood within 100 years

Explanation

A 100-year flood plain (Special Flood Hazard Area) is defined as having a 1% annual probability of flooding — not that flooding occurs once every 100 years. Homes in these areas typically require flood insurance when federally backed loans are used.

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