Real Estate Math

A buyer obtains a $500,000 mortgage at 7% annual interest. What is the first month's interest charge?

A$2,916.67✓ Correct
B$3,500.00
C$35,000
D$291.67

Explanation

Monthly interest = Principal × Annual Rate ÷ 12 = $500,000 × 0.07 ÷ 12 = $2,916.67. To solve this, multiply the relevant values: $500,000 at 7%.. The correct answer is $2,916.67.. This is a common calculation on the New York real estate exam.

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