Fair Housing
A New York real estate agent posts an advertisement for a property that says 'ideal for Christian families.' This advertisement likely violates:
AOnly the New York City Human Rights Law
BThe federal Fair Housing Act (prohibition on religious discrimination) and the New York State Human Rights Law✓ Correct
CNo law, because the agent is expressing a personal preference
DOnly the First Amendment
Explanation
Advertising that suggests a preference for buyers or renters of a particular religion violates the federal Fair Housing Act and the New York State Human Rights Law. Such language constitutes illegal discriminatory advertising, regardless of the agent's intent.
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- New York State's Human Rights Law provides fair housing protections that are:Fair Housing
- The New York City Human Rights Law (NYCHRL) provides fair housing protections that are:Fair Housing
- In New York, the agency charged with enforcing the State Human Rights Law against housing discrimination is:Fair Housing
- The New York State Human Rights Law (NYSHRL) is MORE protective than the federal Fair Housing Act in that it prohibits discrimination based on additional protected classes, including:Fair Housing
- Tenant screening in New York must comply with fair housing laws, which means landlords:Property Management
- The New York State Division of Housing and Community Renewal (DHCR) is responsible for:Property Management
- In New York, a seller's agent learns the seller intends to sell only to buyers of a specific religion. The agent should:Agency
- In New York, an FHA (Federal Housing Administration) mortgage loan is insured by the federal government, which means:Finance
Key Terms to Know
Fair Housing Act
Federal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.
SteeringAn illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.
BlockbustingAn illegal practice of inducing homeowners to sell by claiming that the entry of minority groups will lower property values.
RedliningAn illegal practice where lenders or insurers deny services or charge higher rates in certain neighborhoods based on the racial or ethnic composition of those areas.
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