Escrow & Title
In New York, a 'chain of title' problem that can be discovered through a thorough title search includes which of the following?
AA leaky roof discovered during a home inspection
BA forged deed in the property's ownership history✓ Correct
CAn unreported termite infestation
DAn overdue water bill of the current owner
Explanation
A forged deed in the chain of title is a classic title defect that a thorough title search may reveal — particularly if public records show a gap, inconsistency, or suspicious conveyance in the chain. Title insurance covers losses from forged deeds (among other defects) that were not discovered by the title search. Roof defects, termite infestations, and utility bills are not title issues.
Related New York Escrow & Title Questions
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