Property Ownership

In New York, a cooperative apartment (co-op) owner technically owns:

AThe physical unit in fee simple
BShares in a corporation that owns the building, and a proprietary lease✓ Correct
CA condominium interest in the unit
DA life estate in the apartment

Explanation

In a co-op, residents own shares in the corporation that owns the building and receive a proprietary lease for their unit. They do not own real property directly, which has important legal and financing implications.

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