Property Ownership

In New York, a deed 'with full covenants' (warranty deed) includes which of the following covenants?

AOnly the covenant of seisin
BCovenant of seisin, covenant of quiet enjoyment, covenant against encumbrances, covenant of further assurance, and covenant of warranty✓ Correct
COnly the covenant against grantor's acts
DNo covenants; the deed merely transfers title

Explanation

A New York deed 'with full covenants' (equivalent to a general warranty deed) contains five covenants: seisin (grantor owns the property), quiet enjoyment, against encumbrances, further assurance, and warranty of title. These run with the land and obligate the grantor to defend title against all claims.

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