Contracts

In New York, an 'earnest money' deposit serves the purpose of:

APaying the broker's commission at signing
BDemonstrating the buyer's good faith and commitment to the purchase, and providing compensation to the seller if the buyer defaults✓ Correct
CPaying the seller's carrying costs until closing
DSecuring the buyer's right to a mortgage

Explanation

Earnest money (the contract deposit) in a New York real estate transaction demonstrates the buyer's serious intent and good faith. It also serves as security for the seller — if the buyer defaults without a valid contractual excuse, the seller may retain the deposit as liquidated damages.

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