Property Valuation

In New York, 'assessed value' for property tax purposes and 'appraised value' (market value) differ in that:

AThey are always the same; local assessors use market value as the assessed value
BAssessed value is the value placed on property by the local assessor (often a fraction of market value), while appraised (market) value is an appraiser's opinion of what the property would sell for in an arm's-length transaction✓ Correct
CAppraised value is determined by the state, while assessed value is set by the federal government
DThey differ only in commercial properties; residential properties always have equal assessed and market values

Explanation

In New York, assessed value is set by the local assessor as a fraction of market value (the level of assessment), which varies by municipality. Market value (appraised value) is what a willing buyer would pay a willing seller in an arm's-length transaction. These can be very different — many New York properties are assessed well below their market values.

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