Property Ownership

In New York City, a 'co-op' (cooperative apartment) differs from a condominium in that a co-op owner:

AHolds fee simple title to their individual unit
BOwns shares in a corporation that owns the building and holds a proprietary lease✓ Correct
CHas no right to transfer their interest without approval
DPays no property taxes

Explanation

Co-op owners do not own real property in the traditional sense. Instead, they own shares in the cooperative corporation that owns the building and receive a proprietary lease entitling them to occupy their unit.

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