Escrow & Title

In New York foreclosure proceedings, RPAPL Article 13 governs which type of foreclosure?

ANon-judicial (power of sale) foreclosure
BJudicial foreclosure through the court system✓ Correct
CAdministrative foreclosure by the county
DStrict foreclosure without court involvement

Explanation

New York is a judicial foreclosure state. RPAPL (Real Property Actions and Proceedings Law) Article 13 governs mortgage foreclosure proceedings, which must proceed through the court system.

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