Contracts

In New York, 'novation' in a real estate context occurs when:

AA mortgage is modified
BOne party to a contract is replaced by a new party, releasing the original party from obligations✓ Correct
CA contract is extended for an additional period
DA lease converts to a month-to-month tenancy

Explanation

Novation substitutes a new party for an original party to a contract, with all parties' consent. The original party is released from all obligations, which are assumed by the new party. This is common in mortgage assumptions where the new buyer assumes the loan and the seller is released.

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