Fair Housing

In New York, the federal Fair Housing Act's exemption for 'Mrs. Murphy' (owner-occupied buildings with 4 or fewer units) applies:

ATo all rental discrimination in buildings of any size
BOnly to buildings where the owner lives and the building has no more than 4 units, but does NOT exempt from liability under the NY State Human Rights Law in many cases✓ Correct
CEverywhere in New York State equally
DOnly in upstate New York, not New York City

Explanation

The federal Fair Housing Act contains a 'Mrs. Murphy' exemption for owner-occupied buildings with 4 or fewer units, exempting them from some federal prohibitions. However, New York State Human Rights Law and New York City's Human Rights Law may impose broader obligations, so owners of such buildings may still face state and local fair housing liability.

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