Escrow & Title

In New York, when must the deed be delivered to be effective?

AWhen it is signed by the grantor
BWhen it is signed, delivered to the grantee, and accepted by the grantee✓ Correct
CWhen it is recorded in the county clerk's office
DWhen it is notarized

Explanation

A deed is effective when it has been signed by the grantor, voluntarily delivered to the grantee, and accepted by the grantee. Recording provides constructive notice but is not required for the transfer of title.

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