Fair Housing
Redlining in real estate refers to:
AMarking properties with liens on a map
BThe illegal practice of denying or limiting loans or insurance in certain geographic areas based on the racial or ethnic composition of the area✓ Correct
CSetting a property's listing price above market value
DAdding red flags to MLS listings for properties with disclosed defects
Explanation
Redlining is the illegal practice of denying or charging more for financial services (mortgages, insurance) in geographic areas defined by the racial or ethnic makeup of residents, regardless of creditworthiness of individual applicants.
Related New York Fair Housing Questions
- New York State's Human Rights Law provides fair housing protections that are:
- The Civil Rights Act of 1866 prohibits discrimination in property transactions based on:
- A New York landlord's advertisement reading 'quiet community, perfect for mature adults' could be considered discriminatory against which protected class?
- A landlord who advertises 'English-speaking tenants preferred' is potentially violating fair housing law based on which protected class?
- A New York real estate broker who maintains a racially segregated book of listings—showing white buyers only listings in predominantly white neighborhoods—violates which law?
- Under the NYC Human Rights Law, 'sexual harassment' in housing includes:
- Under the Fair Housing Act, 'reasonable accommodation' for a tenant with a disability means:
- Under New York's anti-discrimination laws, 'associational discrimination' means:
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