Fair Housing
Redlining is an illegal practice where:
AReal estate agents only show properties in certain price ranges
BLenders refuse to make loans or offer inferior terms in certain neighborhoods based on the racial or ethnic composition✓ Correct
CSellers refuse to negotiate with buyers of a certain national origin
DAgents steer buyers toward certain neighborhoods
Explanation
Redlining is the illegal practice of refusing to make loans or providing inferior loan terms in certain geographic areas based on the racial or ethnic composition of the neighborhood, regardless of individual creditworthiness.
Related New York Fair Housing Questions
- A real estate licensee who observes a colleague engaged in discriminatory practices should:
- New York State's Human Rights Law provides fair housing protections that are:
- Under New York law, a landlord who refuses to rent to a qualified applicant because they use a wheelchair and would need a grab bar installed in the bathroom is likely violating:
- The federal Fair Housing Act's prohibition on discrimination in the 'terms and conditions' of a sale or rental means a landlord cannot:
- A New York landlord who charges a higher application fee to applicants of a particular national origin is committing:
- A New York landlord's advertisement reading 'quiet community, perfect for mature adults' could be considered discriminatory against which protected class?
- In New York City, the 'Commission on Human Rights' (CCHR) differs from the state Division of Human Rights in that the CCHR:
- Under New York law, a 'testers' program—where trained individuals pose as renters or buyers to check for fair housing compliance—is used by:
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