Finance
RESPA (Real Estate Settlement Procedures Act) prohibits:
ALenders from charging origination fees
BKickbacks or unearned fees between settlement service providers✓ Correct
CSellers from paying buyer's closing costs
DBuyers from shopping for their own title insurance
Explanation
RESPA prohibits kickbacks, referral fees, and unearned fee splits between settlement service providers such as lenders, title companies, and real estate brokers.
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