Finance
The Equal Credit Opportunity Act (ECOA) prohibits mortgage lenders from discriminating against New York applicants based on:
ACredit score
BRace, color, religion, national origin, sex, marital status, or age (among other factors)✓ Correct
CDebt-to-income ratio
DEmployment history
Explanation
ECOA prohibits discrimination in credit transactions based on race, color, religion, national origin, sex, marital status, age, or receipt of public assistance. It applies to all credit transactions, including mortgages.
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