Contracts

Under New York law, a 'warranty deed' (full covenant and warranty deed) differs from a 'bargain and sale deed with covenant against grantor's acts' in that:

AA warranty deed is more commonly used in New York residential transactions
BA warranty deed includes a full warranty against all title defects from any source (including prior owners); a bargain and sale deed only warrants against the grantor's own acts✓ Correct
CA bargain and sale deed provides more protection for the buyer
DThey are legally identical in New York

Explanation

A full warranty deed (deed with full covenants) in New York warrants title against all defects from any source whatsoever, including prior owners. A bargain and sale deed with covenant against grantor's acts only warrants that the grantor has not personally created any encumbrances — it makes no warranty about defects created by prior owners. The warranty deed provides broader protection.

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