A NC property manager who has a policy of requiring income verification only for applicants with foreign-sounding names has likely engaged in:
Why Discriminatory application procedures based on national origin Is Correct
Answer B: Discriminatory application procedures based on national origin
Exam Tip: Fair Housing
Fair Housing questions test both federal (Fair Housing Act of 1968) and state-level protected classes. The federal protected classes are race, color, religion, national origin, sex, familial status, and disability. Many states add additional protections.
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Related North Carolina Questions
- A NC property manager who suspects tenant fraud on a rental application (such as falsified income verification) should:Property Management
- A property manager in NC receives a rental application from a Hispanic family and an identical application from a white family. Approving the white family while denying the Hispanic family, based solely on national origin, would be an example of:Fair Housing
- A landlord has a policy that no children under 12 may live in their apartment complex. This policy most likely violates which protected class under the Fair Housing Act?Fair Housing
- A property manager in North Carolina must hold which license to manage residential rental property for others for compensation?Property Management
- Which federal law specifically prohibits discrimination in credit transactions (including mortgages) based on race, color, religion, national origin, sex, marital status, age, or receipt of public assistance?Fair Housing
- A NC mortgage lender who uses different underwriting criteria for borrowers in predominantly minority zip codes has likely engaged in:Fair Housing
- Which federal law prohibits discrimination in mortgage lending based on race, color, religion, national origin, sex, disability, or familial status?Finance
Key Terms to Know
Federal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.
SteeringAn illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.
Fiduciary DutyThe highest legal duty an agent owes to a principal — requiring the agent to act in the principal's best interest above all others.
Debt-to-Income Ratio (DTI)A lender's measure of a borrower's monthly debt obligations relative to their gross monthly income, used to evaluate loan eligibility.
State-Specific Concepts
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