Fair Housing
Redlining in mortgage lending involves:
AOffering lower interest rates to certain neighborhoods
BRefusing to make loans in certain geographic areas based on the racial composition✓ Correct
CRequiring higher down payments for VA loans
DMarking flood zones on a map
Explanation
Redlining is the illegal practice of refusing to make loans or provide insurance in neighborhoods based on their racial or ethnic composition.
Related North Carolina Fair Housing Questions
- The 'Mrs. Murphy' exemption under the Fair Housing Act applies to:
- Under the FHA's disability protections, a housing provider must offer 'reasonable accommodations' to tenants with disabilities. This means:
- A NC landlord who refuses to rent to a family because they have three children (and a policy limits occupancy to 'two persons per bedroom') should be aware that:
- 'Steering' in fair housing refers to a broker's practice of:
- Under the Fair Housing Act, an advertisement that specifies 'Christians preferred' is:
- A broker advertises a home using language that implies a preference for a particular religion. This violates:
- Which of the following properties is EXEMPT from the federal Fair Housing Act?
- Under the Fair Housing Act, a seller may NOT instruct their listing agent to:
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