Fair Housing
A North Dakota apartment complex has 60 units occupied by people 55 and older and properly registers as a 55+ housing community. This community can:
AStill refuse applicants over 55 for any reason
BLegally restrict occupancy to adults 55 and older under the Housing for Older Persons Act✓ Correct
CDiscriminate on any basis since it qualifies for the exemption
DRefuse service animals for elderly residents
Explanation
Under HOPA, communities qualifying as 55+ housing (at least 80% of units occupied by one person 55+ per unit, proper policies, and registration) may restrict occupancy to older adults. However, they still cannot discriminate based on other protected classes.
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Key Terms to Know
Fair Housing Act
Federal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.
SteeringAn illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.
BlockbustingAn illegal practice of inducing homeowners to sell by claiming that the entry of minority groups will lower property values.
RedliningAn illegal practice where lenders or insurers deny services or charge higher rates in certain neighborhoods based on the racial or ethnic composition of those areas.
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