Fair Housing
A North Dakota landlord may legally ask a prospective tenant:
AWhat country they were born in
BWhether they have the income to afford the rental based on standard qualifying criteria✓ Correct
CWhether they attend church
DWhether they plan to have children
Explanation
Landlords may ask legitimate questions about financial qualifications — income, employment, credit history, and rental history — that relate to the ability to pay rent and maintain the property. Questions about national origin, religion, familial plans, or other protected classes are prohibited.
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Key Terms to Know
Fair Housing Act
Federal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.
SteeringAn illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.
Adjustable-Rate Mortgage (ARM)A mortgage with an interest rate that changes periodically based on a financial index, usually after an initial fixed-rate period.
Pre-ApprovalA lender's conditional commitment to loan a specific amount to a borrower, based on verified income, credit, and assets.
State-Specific Concepts
DRE Regulation
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