Fair Housing
A North Dakota lender denies a mortgage application to a qualified applicant because of the neighborhood's racial composition. This is called:
ASteering
BRedlining✓ Correct
CBlockbusting
DPuffing
Explanation
Redlining is the illegal practice of refusing to make loans or offer insurance in certain neighborhoods based on the racial or ethnic composition of the area. The term originated from literally drawing red lines around minority neighborhoods on maps.
Related North Dakota Fair Housing Questions
- A North Dakota landlord refuses to rent to a family with three children, saying his two-bedroom unit is only for couples. This is likely:
- Steering occurs when a real estate agent:
- The North Dakota Fair Housing Act prohibits discrimination based on which protected class not included in the federal Fair Housing Act?
- A North Dakota landlord insists that all tenants speak English to be considered for tenancy. This may violate fair housing laws protecting people based on:
- In North Dakota, a landlord who requires a higher security deposit from tenants with children than from tenants without children has:
- Under the Fair Housing Act, a complaint of housing discrimination must be filed with HUD within how many days of the alleged violation?
- A North Dakota real estate agent who is approached by a homeowner association asking them to enforce deed restrictions that discriminate based on race should:
- Under the Fair Housing Act, a landlord may legally refuse to rent to a prospective tenant who:
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