Fair Housing
A North Dakota lender refuses to make mortgage loans in certain zip codes in Fargo regardless of individual applicant qualifications. This practice is known as:
ARedlining✓ Correct
BBlockbusting
CSteering
DPanic selling
Explanation
Redlining is the illegal practice of refusing to make loans or offer insurance in certain geographic areas based on the racial or ethnic composition of the neighborhood, violating the Fair Housing Act and Equal Credit Opportunity Act.
Related North Dakota Fair Housing Questions
- What is the purpose of NDREC's cooperation with HUD in North Dakota?
- A North Dakota landlord who accepts housing vouchers from some tenants but not others based on their perceived race is committing what type of discrimination?
- A North Dakota housing development advertises exclusively in English-language newspapers. If this results in fewer minority applicants due to language barriers, it may create a claim of:
- A North Dakota property owner who wants to rent only to college students (to take advantage of demand near a university) may be violating fair housing laws because:
- Which of the following statements about accessibility requirements in new construction under the Fair Housing Act is TRUE?
- A North Dakota property management company refuses to rent to a recovering drug addict who has been drug-free for three years. Under the Fair Housing Act, this may be a violation because:
- An owner of a single-family home in North Dakota wishes to sell their home without using a real estate broker. Under the Fair Housing Act, they:
- Which of the following is permitted under the Fair Housing Act?
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