Fair Housing
A North Dakota real estate broker provides different quality services to minority clients compared to white clients. This is an example of:
ASteering
BDisparate treatment✓ Correct
CBlockbusting
DCommingling
Explanation
Disparate treatment occurs when a licensee intentionally treats persons differently based on a protected characteristic, including providing different levels of service. This violates the Fair Housing Act and NDREC rules.
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Key Terms to Know
Fair Housing Act
Federal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.
SteeringAn illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.
BlockbustingAn illegal practice of inducing homeowners to sell by claiming that the entry of minority groups will lower property values.
LienA financial claim against a property that serves as security for a debt or obligation, giving the creditor the right to foreclose if unpaid.
State-Specific Concepts
DRE Regulation
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