Property Valuation

An Ohio appraiser is tasked with determining the 'insurable value' of a property. This is most relevant for:

ASetting a listing price
BDetermining replacement cost of the building for homeowner's insurance coverage✓ Correct
CEstablishing the property tax assessed value
DCalculating the cap rate for the income approach

Explanation

Insurable value is used for insurance purposes — it represents the cost to replace the structure (excluding land, which cannot be destroyed) at current construction costs. It differs from market value.

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