Escrow & Title
In Ohio, which party typically selects the title insurance company in a residential sale?
AThe lender must choose the title company
BEither party may choose, but under RESPA neither can require the other to use a specific provider✓ Correct
CThe seller always chooses the title company
DThe buyer's agent chooses to earn a referral fee
Explanation
Under RESPA, neither buyer nor seller can be required to use a particular title company as a condition of the transaction. Either party may choose, and the choice is typically negotiated.
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