Fair Housing
Under the Fair Housing Act, which of the following is TRUE about 'harassment' as a form of housing discrimination?
AHarassment is only actionable if it results in physical harm
BBoth quid pro quo harassment and hostile environment harassment are prohibited forms of sex discrimination in housing✓ Correct
CHarassment claims are only applicable to employment, not housing
DOnly written harassment is actionable under the FHA
Explanation
In 2016, HUD codified two types of prohibited harassment in housing: quid pro quo (conditioning housing on sexual favors) and hostile environment (severe or pervasive conduct creating an intimidating environment), both as forms of sex discrimination.
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Key Terms to Know
Fair Housing Act
Federal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.
Adjustable-Rate Mortgage (ARM)A mortgage with an interest rate that changes periodically based on a financial index, usually after an initial fixed-rate period.
SteeringAn illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.
BlockbustingAn illegal practice of inducing homeowners to sell by claiming that the entry of minority groups will lower property values.
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