Escrow & Title

What is gap coverage in a title insurance commitment?

ACoverage for improvements built after closing
BCoverage for the gap period between the commitment date and recording of the new deed✓ Correct
CCoverage for gaps in the chain of title
DCoverage for liens filed after closing

Explanation

Gap coverage insures against new matters (liens, encumbrances) recorded in the gap period between the title search commitment date and the date the new deed is actually recorded. This protects against last-minute title issues.

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