Escrow & Title
In Ohio, a 'title exception' in a title insurance commitment refers to:
AAn item of coverage that the policy provides
BA specific matter, defect, or encumbrance that the policy will NOT cover✓ Correct
CAn error in the title search that was corrected
DAn additional premium charged for special coverage
Explanation
A title exception is an item explicitly excluded from coverage in the title insurance policy — such as visible easements, survey matters, HOA dues, or specific liens. The buyer must review exceptions carefully.
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