Fair Housing
A real estate agent in Oklahoma City tells a prospective African-American buyer that a particular neighborhood 'might not be the best fit for your family,' without providing objective information about the area. This is an example of:
AHelpful guidance based on local knowledge
BSteering, which is illegal under the Fair Housing Act✓ Correct
CStandard neighborhood counseling
DAppropriate risk disclosure
Explanation
Steering occurs when an agent directs buyers toward or away from neighborhoods based on race, color, religion, national origin, sex, familial status, or disability. It is a violation of the Fair Housing Act regardless of the agent's intent.
Related Oklahoma Fair Housing Questions
- The federal Fair Housing Act of 1968 prohibits discrimination based on which protected classes?
- Housing for older persons (55+ communities) may be exempt from the familial status provisions if they meet all HOPA requirements EXCEPT:
- A disparate impact claim under fair housing law in Oklahoma occurs when:
- Oklahoma real estate agents must treat ALL prospective buyers and tenants:
- Under the Fair Housing Act, a reasonable accommodation for a person with a disability might include:
- A landlord refuses to allow a tenant with a physical disability to install grab bars in the bathroom. Under the Fair Housing Act, this is:
- An Oklahoma lender who uses an algorithm or automated underwriting system that produces loan denials at higher rates for minority applicants without business justification may be engaging in:
- An Oklahoma real estate agent who receives a call from a prospective buyer and takes note of the person's accent before telling them there are no available homes matching their criteria — despite having several — is potentially:
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