Land Use & Zoning

An Oklahoma property owner discovers their land is in a flood zone and wants to build higher to avoid flooding. FEMA's community rating system and local floodplain ordinances may allow this through:

AInformal verbal approval from the city
BObtaining a floodplain development permit and building the structure's lowest floor above the base flood elevation, potentially reducing flood insurance premiums✓ Correct
CPaying a special assessment to FEMA
DSubmitting a variance to OREC

Explanation

Property owners in flood zones can build or elevate structures above the base flood elevation with proper floodplain development permits. Building above BFE can qualify the property for reduced flood insurance premiums through FEMA's National Flood Insurance Program.

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