Fair Housing
Redlining refers to the practice of:
AMarking boundaries on maps to highlight agricultural zones
BDenying loans or insurance to neighborhoods based on racial or ethnic composition✓ Correct
CSetting high list prices in desirable neighborhoods
DDrawing school district boundaries
Explanation
Redlining was the discriminatory practice by financial institutions of denying services (mortgages, insurance) or charging higher rates to residents of neighborhoods deemed high risk based on racial or ethnic composition. It is illegal under the Fair Housing Act and CRA.
Related Oklahoma Fair Housing Questions
- An Oklahoma landlord who charges a higher security deposit to a family with children than to childless tenants is:
- A real estate agent in Oklahoma refuses to show properties in certain zip codes to a Hispanic buyer, claiming those areas 'won't work for you.' This practice is called:
- A landlord refuses to allow a tenant with a physical disability to install grab bars in the bathroom. Under the Fair Housing Act, this is:
- An Oklahoma housing provider who requires only applicants of a certain national origin to submit additional documentation not required of other applicants is:
- Under the Fair Housing Act, a lender who charges higher interest rates to minority borrowers than to equally qualified white borrowers is engaging in:
- A developer in Oklahoma City builds a new 10-unit apartment complex. Under the Fair Housing Act, the units must:
- A real estate agent in Oklahoma City tells a prospective African-American buyer that a particular neighborhood 'might not be the best fit for your family,' without providing objective information about the area. This is an example of:
- Oklahoma's Tulsa YMCA and similar organizations that provide transitional housing for recovering addicts are protected under the Fair Housing Act because disability protection covers:
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