Fair Housing
A real estate broker in Eugene, Oregon is asked by a seller client to not show the home to people of a certain national origin. The broker should:
AComply since the seller has the right to choose buyers
BDisclose the restriction to prospective buyers so they can self-select
CRefuse to follow the instruction and, if the seller insists, withdraw from the listing✓ Correct
DFollow the instruction but document it in the transaction file
Explanation
A broker cannot comply with a client's discriminatory instructions. Under the Fair Housing Act and Oregon fair housing law, discriminating based on national origin is illegal.
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Key Terms to Know
Fair Housing Act
Federal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.
LienA financial claim against a property that serves as security for a debt or obligation, giving the creditor the right to foreclose if unpaid.
SteeringAn illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.
RedliningAn illegal practice where lenders or insurers deny services or charge higher rates in certain neighborhoods based on the racial or ethnic composition of those areas.
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