Escrow & Title

In Oregon, a 'preliminary title report' (title commitment) is issued by the title company BEFORE closing to:

AGuarantee the property's value for the lender
BShow the current state of title and any exceptions that will appear in the final title insurance policy✓ Correct
CConfirm the buyer's financing has been approved
DCertify that all liens on the property have been paid

Explanation

A preliminary title report (title commitment) discloses the current condition of title, including ownership, existing liens, easements, and other encumbrances. It identifies exceptions that will be listed in the final title insurance policy, giving parties an opportunity to resolve issues before closing.

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