Fair Housing
Oregon's source of income protections apply to which types of income?
AEmployment income only
BAny lawful source of income, including housing assistance vouchers, Social Security, disability benefits, and child support✓ Correct
COnly Section 8 vouchers
DOnly investment income from stocks and bonds
Explanation
Oregon's source of income protections under the Fair Housing Act cover all lawful sources of income — including housing vouchers (Section 8), SSI/SSDI disability benefits, Social Security, child support, alimony, and other legal income sources. Landlords cannot discriminate against tenants or applicants based on where their income comes from, as long as it is lawfully obtained.
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Key Terms to Know
Fair Housing Act
Federal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.
Debt-to-Income Ratio (DTI)A lender's measure of a borrower's monthly debt obligations relative to their gross monthly income, used to evaluate loan eligibility.
Pre-ApprovalA lender's conditional commitment to loan a specific amount to a borrower, based on verified income, credit, and assets.
LienA financial claim against a property that serves as security for a debt or obligation, giving the creditor the right to foreclose if unpaid.
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