Fair Housing
Under Oregon's 'Source of Income' protections, can a landlord refuse to rent to a tenant whose income comes primarily from Social Security disability benefits?
AYes — SSDI is not covered under source of income protections
BNo — SSDI and SSI disability income are protected sources of income under Oregon law✓ Correct
COnly if the disability is not documented
DOnly in Portland and Multnomah County
Explanation
Oregon's source of income protections prohibit landlords from refusing to rent based on the type of income a tenant receives, including Social Security Disability Insurance (SSDI), Supplemental Security Income (SSI), housing vouchers, or other government assistance. Refusing to rent to a tenant solely because their income comes from disability benefits violates Oregon's fair housing law statewide.
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Key Terms to Know
Fair Housing Act
Federal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.
SteeringAn illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.
Debt-to-Income Ratio (DTI)A lender's measure of a borrower's monthly debt obligations relative to their gross monthly income, used to evaluate loan eligibility.
Pre-ApprovalA lender's conditional commitment to loan a specific amount to a borrower, based on verified income, credit, and assets.
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