Fair Housing
Under the Fair Housing Act, which of the following would be considered 'discriminatory terms and conditions'?
ARequiring all tenants to pay first and last month's rent
BRequiring a larger security deposit from tenants of a specific national origin✓ Correct
CRequiring all tenants to provide proof of income
DRequiring all tenants to complete an application
Explanation
Requiring a larger security deposit specifically from tenants of a certain national origin (or any protected class) constitutes discriminatory terms and conditions of tenancy — a violation of the Fair Housing Act. Landlords must apply consistent standards to all applicants.
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Key Terms to Know
Fair Housing Act
Federal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.
SteeringAn illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.
RedliningAn illegal practice where lenders or insurers deny services or charge higher rates in certain neighborhoods based on the racial or ethnic composition of those areas.
Purchase AgreementA legally binding contract between a buyer and seller that outlines the terms and conditions of a real estate sale.
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