Fair Housing
When an Oregon real estate agent is asked to help find housing and the client mentions their religion, the agent should:
AFind housing in neighborhoods matching the client's religious community
BProvide the same services they would provide to any client, without steering based on religion✓ Correct
CAvoid showing homes near religious institutions to prevent discrimination claims
DAsk for OREA guidance before proceeding
Explanation
While an agent may take note of a client's preference to be near their house of worship if the client requests this, the agent should never steer the client away from or toward neighborhoods based on the religious makeup of the area. Fair housing law prohibits steering based on protected classes including religion, even when the client mentions their own religion.
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Key Terms to Know
Steering
An illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.
LienA financial claim against a property that serves as security for a debt or obligation, giving the creditor the right to foreclose if unpaid.
Fair Housing ActFederal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.
RedliningAn illegal practice where lenders or insurers deny services or charge higher rates in certain neighborhoods based on the racial or ethnic composition of those areas.
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